When The Winds Of Change Blow, Some People Build Walls, Others Build Windmills
– Chinese Proverb

Greg Watson, investor finance expert at The Investor Hub states, "I haven't met anyone yet for whom I couldn't save money on their mortgage." Just think about that for a moment. Each and every person who has ever come to The Investor Hub looking for credit advice has saved money on their mortgage. If we are not saving you money, we are not doing the transaction – because it's not in your best interests. We always act in our clients' best interest, which is our primary reason for being.

Why Refinance?

There are many reasons to refinance your home loan. You might want to get access to your untapped property equity for investment purposes, perhaps your financial circumstances have changed, for better or worse, and you need to rethink a financial strategy that no longer suits your current circumstances, or perhaps you wish to see if there is a better loan product in the market that will accelerate your financial aspirations.

Mortgage products have become more sophisticated in recent years and newer loan products have a variety of features such as offset accounts, redraw, account splitting and lines of credit. If you are looking for a more flexible home loan that can take into account your changing financial needs, you may wish to look at refinancing.

Investor Flexibility

If you are looking to purchase an investment property or leverage your current home loan to purchase shares or other investments, then you may want to explore your refinancing and restructuring options to provide the best outcome to meet your financial goals. The Investor Hub team is expert in structuring loans for investors to get the maximum value out of it for you.

Consolidating Debt

You may have personal loans or vehicle finance that have high interest rates, and consolidating those debts into one easy repayment could make your life easier. In some cases, it can hand your life back to you, if you are wound up in consumer debt due to one reason or another. We have helped a lot of people, including divorcees, to re-calibrate their finances after major life events.


Perhaps it has come time to expand the family home to accommodate children or even an aging parent, or you want a new deck or a pool. No matter the reasons, refinancing or topping-up your existing home loan can give you the extra money you need to increase the value of your largest asset and make a flexible payment arrangement possible.


As a mortgage broker with a panel of more than 30 lenders, we have a wide range of lending options available to you, unlike many brokerages that are intrinsically associated with one lender or another. This means that if one lender does not suit your current financial situation we have access to a raft of loan options that will match your current financial outlook and can pave the way to making your long-term financial goals a reality.

To make your mortgage decisions the best decisions you have made please speak with us at The Investor Hub about your refinancing options.